Tuesday, August 06, 2019 / by Angie Hsieh
If you follow the news, you'll know that the Feds cut rates by a quarter point as predicted. I would've never thought interest rate would be lower than 4% again this year, but wow, the interest rate had stayed at 3.875% for the past 2 days. If you own a home and would like to re-finance, this would be your chance. If you are looking for a home, lock in your rate! Call your lenders right away to save you some money!
To add on to last week's wealth building, here are some other things to consider: Your credit score... why? Because it is one of the requirements lenders need to see before giving you a rate. Your interest rate depends on many things, and one of them is this magical number. If you haven't gotten a credit report in years and are thinking about getting a home, it would be a good idea to get one now. You'll need make sure you know your credit score, and that all the information on it is up to date and current. If you know you have bad credit but don't know what to ...
Tuesday, July 30, 2019 / by Angie Hsieh
Many of us are starting to buy our first homes, while some are working on building wealth through real estate. So everyone should be thinking ahead about saving money. Recently a valuable client of mine asked me how they should go about doing this, and I thought about it and looked into notes I had taken throughout the year.
Here are some easy things I feel like anyone can do to start saving:
1. Know your finances
2. Have a budget and control your expenses
3. Save 10% of all your income
4. Don't over stretch your credit or do risky investments
5. Build up equity of your home
6. Establish a retirement fund
7. Fully fund your retirement
8. Pay down consumer debt
9. Have one month's reserves in cash and don't ever touch it
10. Invest in yourself
You really can't improve what you can't measure, so if you don't look at your finances, there's no way you can improve it.
Before you think about investment homes, make sure all your stability requirements have been met. I would ...
Wednesday, July 17, 2019 / by Angie Hsieh
For the past few weeks, all we've seen on social media is the earthquake and when will it hit again. Many of us debated about where we should be and what we should be doing during and after the earthquake. As I was holding on for my dear life on a concrete bollard at the Brea Olinda Sport Center when the 1st earthquake hit…. I realized, we should earthquake proof our homes as well as have a plan and a earthquake kit.
After much discussion and research, we found that... Federal, state, and local emergency management experts and other official preparedness organizations all agree that "Drop, Cover, and Hold On" is the appropriate action to reduce injury and death during earthquakes. Click Here to find out why!
According to the LA times here are 9 things you should do to prepare:
1.TVs and bookshelves straps
2.Cabinet locks for kitchen cabinets
3.Adhesive/Wax or Velcro to hold the items on shelves
4.Screw Hook or Earthquake-specific hangers for mirrors/Pictures ...
Friday, June 07, 2019 / by Angie Hsieh
There are so many good Realtors out there, but it takes just one, someone like Laura Preciado to ruin it for the rest of us!
For the past few years we were worried about wire fraud, a few months ago, we were worried about fake duplicated rental posts where they take the potential renter's money and leave them homeless. Now we have to be worried about our clients getting their Earnest Money Deposit (EMD) taken? WOW!
Ms. Preciado, a Real Estate Broker in Fullerton is collecting EMD from multiple buyers on the same property she lists and refuses to refund their EMD after delaying the transaction.
Department of Real Estate is aware of the situation. Unfortunately, she made bail and is still out and about scamming. Make sure the escrow company you use is legit and stay away from listings from AE Builder, AE Management, and similar names, as well as OCG Enterprises. The allegations include properties in Lancaster, Palmdale, Riverside, Perris, Victorville, S ...
Friday, April 12, 2019 / by Angie Hsieh
Tax Day got you down? Don't fret! Here are some deals! You'll be saying YAY instead of UGH!
The Dollarita, Applebee’s $1 deal on classic margaritas, is back this month.
2114 E Lincoln Ave, Anaheim, CA 92806
BJ's Restaurant & Brewhouse
Half-off Large Deep Dish or Tavern-Cut pizzas—and as an added bonus, April 15 also kicks off three weeks of free delivery and no service fees if you order on BJ's website.
600 Brea Mall Dr, Brea, CA 92821
From now till Tax day, you can get a “Tax Day Meal Special,” for $10,40It offers a Half Chicken Individual Meal, plus two sides, cornbread, and a regular drink.
3370 Yorba Linda Blvd, Fullerton, CA 92831
Get 13 bagels and two tubs of cream cheeses, for $10.40 through Monday at participating bakeries. You must be a member of the Bruegger’s Inner Circle or claim the offer at www.brueggers.com.
2435 E Imperial Hwy, Brea, CA 92821 ...